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In 2014, the Financial Industry Regulatory Authority, or FINRA, shut down a website that enabled consumers to post fake foreclosure notices on Facebook. The site’s operator was charged with fraud and money laundering, and his home was raided by the FBI.
At the end of 2014, the FBI arrested the CEO and founder of Antecenter in California for running a credit-card fraud operation that involved hacking the computers of retailers in order to steal customers’ credit card information. The company employed some 300 people and had generated over $16 million in revenue for its services.
Also in 2013, the U.K. credit reporting agency, Experian, found that, out of more than 1 billion credit reports it had issued between January and July of that year, there had been a total of 177,000 credit reports issued to three or more people tied to the same address.[38] The company later discovered that in some cases the people who had multiple reports had moved away, but at least a third of the incidents involved people who were staying at the same address. Experian said it did not know how many of those people had financial problems, but it did know that people who were staying at the address for more than a year had a slightly higher likelihood of having three or more reports issued to them. Experian said that some of the people who received three or more reports had not received any notification of the issue, which it said was a problem.
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